Can I protect myself against the risk of paying third party costs & my own disbursements?

Yes.  If you do not already have a good Before the Event Insurance Policy (BTE), then our solicitors will offer an After the Event Insurance Policy (ATE) that provides bespoke cover.  The premiums tend to be reasonable if taken out at the point of instruction. In the case of tenancy claims the premium is £150 including tax. They have negotiated terms so that the premium payable is deferred to the conclusion of your claim so there is no payment up front just a deduction from your damages upon successful conclusion.  Further, in the event you are not successful with your claim then the policy pays for itself.

The full terms and conditions of the ATE Policy can be found in the Insurance Policy, a copy of which will be provided by your solicitors if the insurance option is selected. We would urge you to read and retain the same.

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The Law

Landlords have an obligation to pay deposits received from Tenants into a deposit protection scheme.

The law states that every Landlord who takes a deposit from a Tenant has to protect that deposit by lodging it with one of 3 tenancy deposit protection schemes.

The basis for this requirement is to stop Landlords utilising a Tenants deposit monies as income elsewhere and to make it easier to obtain the return of your deposit when a Tenancy comes to an end.

The three schemes are:

The Claim

If a Landlord fails to lodge the deposit with one of the 3 tenancy protection schemes within 30 days of the date on which the deposit was provided by the Tenant the Landlord will be subject to a penalty.

The penalty is likely to be between 1-3 times the amount of deposit paid.

Landlords continue to ignore the law in this regard and to assist Tenants (we do not act for Landlords) we have a team of experienced lawyers operating on cases around the UK enforcing Tenants rights against Landlords and obtaining compensation on behalf of Tenants from Landlords who have failed to comply with their obligations.

Start your claim now

Our Fee

Our review of the claim questionnaire is free.

All claims are dealt with under “No Win No Fee” agreements and the work is conducted by a panel of specialist Solicitors from start to finish.

No payment is required at the outset to start your claim.

You will also be offered After the Event Insurance for increased protection against any adverse costs.

This company are very good, very professional and helped me recover an outstanding debt. The solicitor they gave me was immaculate in his research and presentation. In all honesty, he made the opposition look third rate at best, and got me the result I deserved. If you were ever skeptical about using this kind of organisation....don't be. Can't say fairer than that. Very impressed.

John Kidd, Hertford See all testimonials